---
title: Causes and Consequences of the Black Wealth Gap
date: 2023-03-10T03:00:00-05:00
author: OBOS Admin
canonical_url: "https://ourbodiesourselves.org/health-info/fact-sheet-causes-and-consequences-of-the-black-wealth-gap"
section: Resources
---
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[Health & Sexuality Info](/health-info)# Causes and Consequences of the Black Wealth Gap

The Black wealth gap in the U.S. is rooted in histories of slavery and discrimination; the COVID-19 pandemic has made the gap even worse. This fact sheet from the National Partnership for Women & Families highlights the intersectional causes of the Black wealth gap. It also underlines policy solutions that would promote racial equity overall while closing the racial wealth gap. As our retirement resources demonstrate, addressing gender and racial wealth gaps sets women in a better place for retirement.

> The Black wealth gap is a systemic, intersectional problem that must be addressed through a holistic set of policies that work across the many facets of economic life, from employment and education to housing and tax policy. Furthermore, narrowing overall wealth inequality is necessary but not sufficient to close the racial wealth gap. Policies must also be designed with race equity in mind to target the communities that have historically been most affected by wealth inequities.

[View the fact sheet ](https://nationalpartnership.org/wp-content/uploads/2023/02/causes-and-consequences-of-black-wealth-gap.pdf)

SOURCE: National Partership for Women & Families • LAST UPDATED: June 1, 2021

![vanessa-loring-5082949](data:image/png;base64,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) Vanessa Loring/Pexels

![](/assets/img/monogram.webp)Topics

- [ growing older](https://ourbodiesourselves.org/subject-area/growing-older)
- [ class, inequality & aging](https://ourbodiesourselves.org/themes/class-inequality-aging)
- [Black / African American](https://ourbodiesourselves.org/tags/black-african-american)
- [discrimination](https://ourbodiesourselves.org/tags/discrimination)
- [poverty](https://ourbodiesourselves.org/tags/poverty)
- [racism](https://ourbodiesourselves.org/tags/racism)
- [retirement](https://ourbodiesourselves.org/tags/retirement)
- [BIPOC (black, indigenous, and people of color)](https://ourbodiesourselves.org/tags/bipoc-black-indigenous-and-people-of-color)
- [economic inequalities](https://ourbodiesourselves.org/tags/economic-inequalities)

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[read more](https://ourbodiesourselves.org/why-you-can-trust-us)

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The Maze of Injustice report examines sexual violence against Indigenous women in the United States and identifies multiple systemic barriers to justice.](https://ourbodiesourselves.org/health-info/a-report-on-sexual-violence-against-indigenous-women-in-the-us)

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## Abortion Explained: Queer and Trans Justice

Stories of queer and trans folks who are involved in the fight for abortion rights, with a useful glossary of gender and sexuality terms.

![Abortion Explained- Queer and Trans Justice](data:image/png;base64,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)

Stories of queer and trans folks who are involved in the fight for abortion rights, with a useful glossary of gender and sexuality terms.](https://ourbodiesourselves.org/health-info/abortion-explained-queer-and-trans-justice)

[Stories & ConversationsRead

## If I Had Listened to Abortion Protesters, Things Would Be Different

A'yen talks about the forces that tried to prevent her from getting an abortion and how grateful she is that she was able to make the choice that was best for her.

![abortiontshirt](data:image/png;base64,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)

A'yen talks about the forces that tried to prevent her from getting an abortion and how grateful she is that she was able to make the choice that was best for her.](https://ourbodiesourselves.org/stories-conversations/my-story-if-i-had-listened-to-abortion-protesters-things-would-be-different)

[ResourcesRead

## Addressing Heart Health in LGBTQ Adults

Why continued research is needed on heart health in LGBTQ adults

![joyce-huis-pqClnxdDIEQ-1024x683](data:image/png;base64,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)

Why continued research is needed on heart health in LGBTQ adults](https://ourbodiesourselves.org/health-info/addressing-heart-health-in-lgbtq-adults)

[ResourcesRead

## Affordable Housing Initiative for LGBTQ+ Older Adults

This site includes a resource library for housing for LGBTQ+ older adults and access to various reports on LGBTQ+ aging.

![cottonbro-studio-6929471](data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAACAAAAAgCAIAAAD8GO2jAAAACXBIWXMAAA7EAAAOxAGVKw4bAAADYUlEQVRIiW2WXZLkMAiDJZx77vueY68dvn0AbGdqMjXuVHUbgcSf//39IwkEQCbkvNQjIUmy5X7mRZJlhCREQp91CKRQP0iS9zFPGVEb04GqF8t9ShuycF2vz2ULcVn5ftbdaNejzH6cMaICkgVlCj/DwLGH+vYdRPESsjfK/AwBLnJMGpG2BbI4ABZUcMPXcbLdPmfLMJeLdZEilKmIJC3hicAWUH5TKN4gmxc7HI643C/rgMFYmVjONGEQPO14u4oY6UYr244IO+yYF18klvuGsk5KFkkDSOntdafMpMGx3v+rXm4ASAh4M/uuRdrKA1A5Us536K1pO13PiojwKoqsrUCSmTittNK8DlcoDcARVdu0VWzHioi1GmBFrF8iiMx807zGCiksJEzCY6UkKiXqXkiWwrHCEWsVxnpOEFNbEhDkm9ZrLF6lFEVL4qFIlnHYYGSVoB6311or1longrBdHQIyLafG+lJjoKOBRoYSoAB8yF9r4ohV0BVBJWhYr2WltCBRQEhpnDzSO6ljm/6stC8J1uCUFOH1AUhnN7uFchFSqE+pNTAVU2nzzf47h2J1moZlIZkiWw4iYJ9mAK40tRRNkbuxbYihrA51LYLCznBgXNXrDJuISKWlR1Ad0AVxNZ8LZxfYdLqKwFLa0RkycTsIk+FQVARYbuXr2tbE3rprIN0hahovTMfaI8kRRlKqKRLVydv6mN/F5x9zaMYTp9efK9fki6ZIrfBnNHwGwg/rZlA0Q/UQbJuwsSQ9CM+NGh6n4338rbktADmLTNXkrVsguo11U1OUyFjuH10Gabj+G+uJJaK/obppznbATJeynqqBg+m8vkxvrF44qulLSZdAh5vsBQRO5+yG0EO/Xa2g1Zi0k7PP1Czpq0URG5qNc+mN0LM3ibNRcLOutm4ys21LNmZHl7MJMaqPG26RB4G9ROniRZR1hwRyGE0Eh8HC+GZxVfKNsL+mCnxfTaFI0tHZcjA6zHJpSmPmRWmAmMpsEicCj2uRPcwZAU4Ek2i7bma5KgBm29qL3YbR5HeSgVO2zCgsRFqH9+kBbbwL7bdaRRtm1wfs3LwA2Ml9r4K18PnspjuBJuLJ3Y8kF3yz7aPHIWeawtHgJKc/RjpToXda/G1WHHeKEHdb87Zl+T82TgmfNNHTBQAAAABJRU5ErkJggg==)

This site includes a resource library for housing for LGBTQ+ older adults and access to various reports on LGBTQ+ aging.](https://ourbodiesourselves.org/health-info/affordable-housing-initiative-for-lgbtq-elders)